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MEDICAL

NRP offers 4 health plans through Medical Mutual of Ohio & Cigna to assist in helping you choose the right plan and getting the most from your medical coverage. Please visit our providers website at www.medmutual.com/campaign-pages/nrp for any additional information at your disposal.

Employees may also access MMO & Cigna’s health advocacy team that can assist with all care needs and questions by calling 1-800-233-2058.

Medical Mutual Health Advocates are available Monday through Thursday from 7:30 a.m. to 7:30 p.m. (ET), Friday from 7:30 a.m. to 6 p.m. (ET), and Saturday from 9 a.m. to 1 p.m. (ET).

In-Network PPO 1500 *PPO 6000 HDHP 3200 HDHP 4000
New for 2022-2023
Deductible $1,500/$4,000 $6,000/$12,000 $3,200/$6,400 $4,000/$8,000
Out-of-Pocket Limitations $5,000/$10,000 $7,900/$15,800 $3,200/$6,400 $6,000/$12,000
Office Visits $30 PCP/$60 SCP $30 PCP/$60 SCP After plan
deductible is met,
you pay $0
80% after plan
deductible is met
Prescription
Generic
$10 $15 After plan
deductible is met,
you pay $0
80% after plan
deductible is met
Prescription
Preferred
$40 $40 After plan
deductible is met,
you pay $0
80% after plan
deductible is met
Prescription
Non-Preferred
$75 $80 After plan
deductible is met,
you pay $0
Subject to
Deductible
Specialty Brand 20% up to $250.00 20% up to
$250.00
After plan
deductible is met,
you pay $0
Subject to
Deductible
HSA – Employer Contribution N/A N/A N/A $500 – Individual
$1,000 – Family

*PPO 6000 does not meet Massachusetts minimum creditable coverage

NRP pays a portion of the health insurance premium. The employee contribution level increases on the PPO 1500 and HDHP 3200 plans if preventive care requirements are not met

Level of Coverage PPO 1500 PPO 6000 HDHP 3200  HDHP 4000 
Preventive Standard Standard Preventive Standard  Standard 
Employee $190 $310 $150 $155 $275 $100
Employee  + Spouse $490 $610 $470 $445 $565 $320
Employee  + Child(ren) $380 $500 $340 $375 $495 $250
Family $710 $830 $680 $690 $810 $420