CRITICAL ILLNESS

Critical Illness Insurance provides a lump-sum cash benefit if you are diagnosed with a covered serious medical condition, such as cancer, heart attack, stroke, or organ failure. This benefit is paid directly to you and can be used for any purpose—whether it’s to cover out-of-pocket medical expenses, household bills, or travel for treatment.

Coverage helps reduce the financial impact of unexpected health events and offers peace of mind during a difficult time. This plan also offers a $100 wellness benefit to each covered family member once per year for completing certain preventive health screenings.

Please note: Employees may elect coverage up to $30,000. If elected, child coverage will be available 25% of the employee’s coverage at no additional cost. Spousal critical illness may be elected at 50% less than the employee’s coverage, up to $15,000.